Save on lending
Real estate agent house represented by model;with background woman agent business.Real estate value concept.

Buy a Home

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Real estate agent house represented by model;with background woman agent business.Real estate value concept.

Refinance

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About Save On Lending

Welcome to Save On Lending, where your mortgage journey is more than a transaction - it's a partnership built on care, transparency, and community.

We don't just secure mortgages; we empower you to save and succeed. With complimentary consulting and financial planning services tailored to your home loan needs, we ensure you make informed decisions for your future.

Beyond that, we're committed to giving back to the community we serve because your success is our success. We see our clients as family, not just customers. From your first consultation to long after you've settled into your dream home, we're here for you every step of the way.

Join the Save On Lending family and experience the difference genuine care, transparency, and community involvement can make in your mortgage journey. Let's build your future together.

Meet the Team

Ricky Hadid, CEO & Co-Founder

Ricky Hadid, CEO & Co-Founder

NMLS #1178081

Ezik Danial, President & Co-Founder

Ezik Danial, President & Co-Founder

NMLS #1177787

Meet Ricky Hadid, our Co-Founder and CEO, and Ezik Danial, our President and Co-Founder - the warm-hearted architects behind our mortgage team, boasting a rich 20-year collective experience in the industry. Their passion lies in assisting clients with personalized care every step of the way, navigating challenges and achieving homeownership goals. Ricky and Ezik are not just mortgage experts; they're seasoned problem solvers who have helped thousands of families overcome hurdles. Together, they've closed over $1 billion in volume throughout their illustrious careers, making a tangible impact with their dedication and expertise. Trust their unwavering commitment and genuine concern for your financial well-being as they welcome you into their mortgage family, where your needs are their priority.

Loan Options

Model house with your deposit money.Real estate and mortgage investment concept.

Conventional

10-30 Year Fix,  1%-3% down First Time Home Buyer,   Home Ready,  Home Possible,  Borrow Smart,   High Balance,   ARMS 5, 7, & 10 Year,  Temporary Rate Buy-Downs, and Limited Review Condo.

Model house with your deposit money.Real estate and mortgage investment concept.

FHA and VA

15-30 Year Fix and StreamLine.

Model house with your deposit money.Real estate and mortgage investment concept.

JUMBO

15-30 Year Fix,  ARMS: 5, 7, & 10 Year, Interest Only 30 Year Fix.

Model house with your deposit money.Real estate and mortgage investment concept.

NON QM SOLUTIONS

No Income - Investor Loan DSCR (Debt Service Coverage Ratio),  Bank Statement Loans,  and One-Time Close New Construction Loans.

Deposit money with model house.Real estate and mortgage investment concept.

HOME EQUITY LINE OF CREDIT

Piggyback and Standard.

@SaveOnLending

💡 Free & easy tip to boost your credit score! 📈💳 Check out Experian Boost to add your utility bills & more to your credit score! Link in the bio! 🔗✨ #CreditScore #FinanceTips #ExperianBoost #HomeBuying #Refinance #CreditImprovement #BoostYourCredit.  https://www.experian.com/consumer-products/score-boost.htmlTrying to get qualifying documents from clients be like 🙃😂 “okay but like Why🤨?!? #mortgagebroker #homeloans.Negotiating on a purchase? Opting for seller concessions over a price reduction can be a game-changer! It helps cover closing costs and upfront expenses, letting you keep more cash for moving and personalizing your new home. #mortgagebroker #homeloansIt’s not that deep, I promise 😂 but for real do you need a Mortgage?!? #mortgagebroker #comedy #loanofficer🚨 New Program Alert! 🚨 Get up to 3% on your next home purchase with 0% down. Perfect for $500K houses! 🏡💰 Questions? I’m here to help! 🙌 #RealEstate #HomeBuyers #NewProgram #ZeroDown #PropertyInvestment #HomeBuying #HouseGoals #MortgageTipsSometimes it’s hard to tell the difference 😂 #DoubleLife #mortgagebrokers #influencerlife

Reviews

I saved thousands because of Eziks experience. The process was effortless. I recommend save on lending to my family and friends

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Denise Rodnick

Denise Rodnick

a day ago

Save on Lending and Ricky Hadid did a fantastic job helping me refinance my home! Shopped around with several other lenders and they were hands down the best. They beat all other rates and closing costs! Always available to answer questions and concerns. Very professional! I highly recommend and return if I ever need to refinance again or a new mortgage. Thank you !

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Michael Schepansky

Michael Schepansky

4 days ago

Ezik was the best mortgage broker I could have asked for. He secured us a mortgage and got us to close a for sale by owner house with no real estate agents in 2 weeks start to finish! He was also able to answer all of my calls & explain where we were at in the process & what the next steps were. If you’re looking for a mortgage go with Ezik and Rick at Save On Lending!!

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Matthew Rayis

Matthew Rayis

4 days ago

We recently refinanced our home with the help of Save On Lending, and we couldn't be happier with the experience. Ricky and Ezik were both incredibly efficient, honest, and provided exceptional service throughout the entire process. Their professionalism and dedication made refinancing our home smooth and stress-free. We highly recommend Save On Lending for anyone looking for a trustworthy and reliable lending service.

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Nora Zoma

Nora Zoma

4 days ago

Contact Us Today

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