Buy a Home
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Refinance
Apply HereAbout Save On Lending
Welcome to Save On Lending, where your mortgage journey is more than a transaction - it's a partnership built on care, transparency, and community.
We don't just secure mortgages; we empower you to save and succeed. With complimentary consulting and financial planning services tailored to your home loan needs, we ensure you make informed decisions for your future.
Beyond that, we're committed to giving back to the community we serve because your success is our success. We see our clients as family, not just customers. From your first consultation to long after you've settled into your dream home, we're here for you every step of the way.
Join the Save On Lending family and experience the difference genuine care, transparency, and community involvement can make in your mortgage journey. Let's build your future together.
Meet the Team
Ricky Hadid, CEO & Co-Founder
NMLS #1178081
Ezik Danial, President & Co-Founder
NMLS #1177787
Meet Ricky Hadid, our Co-Founder and CEO, and Ezik Danial, our President and Co-Founder - the warm-hearted architects behind our mortgage team, boasting a rich 20-year collective experience in the industry. Their passion lies in assisting clients with personalized care every step of the way, navigating challenges and achieving homeownership goals. Ricky and Ezik are not just mortgage experts; they're seasoned problem solvers who have helped thousands of families overcome hurdles. Together, they've closed over $1 billion in volume throughout their illustrious careers, making a tangible impact with their dedication and expertise. Trust their unwavering commitment and genuine concern for your financial well-being as they welcome you into their mortgage family, where your needs are their priority.
Loan Options
Conventional
10-30 Year Fix, 1%-3% down First Time Home Buyer, Home Ready, Home Possible, Borrow Smart, High Balance, ARMS 5, 7, & 10 Year, Temporary Rate Buy-Downs, and Limited Review Condo.
FHA and VA
15-30 Year Fix and StreamLine.
JUMBO
15-30 Year Fix, ARMS: 5, 7, & 10 Year, Interest Only 30 Year Fix.
NON QM SOLUTIONS
No Income - Investor Loan DSCR (Debt Service Coverage Ratio), Bank Statement Loans, and One-Time Close New Construction Loans.
HOME EQUITY LINE OF CREDIT
Piggyback and Standard.
Reviews
Ezik was so helpful he guided me through each step to be able to purchase my dream home.
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C CRAWFORDENT
1 month ago
It was an amazing experience working with Ezik as my loan officer, I will 100% work with Save On Lending again in the future and be recommending them to the people around me. They were always extremely fast to respond and addressed all of my concerns and needs quickly. I felt they cared a lot about getting me into my new home. They treated me like family and I’ll definitely be in touch with them for future endeavors! A1!!!
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Andrew Rayis
2 months ago
I recently had a fantastic experience with Save on Lending, and I can't recommend them enough. Ezik was incredibly helpful throughout the entire process, patiently walking me through each step and answering all of my many questions with great professionalism. His expertise and dedication made a potentially stressful process much smoother. I truly appreciate his support and the excellent service provided by Save on Lending. If you're looking for a knowledgeable and patient team to assist with your lending needs, this is definitely the place to go. PS. You rock my socks
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Mark William
2 months ago
Excellent and personable service. Extremely responsive and efficient! They had me ready to close in no time! Highly recommend.
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Andrew Bishay
2 months ago
We had an amazing experience with Save On Lending, thanks to Ezik. He got us a loan and into closing in just two weeks! Ezik was always reachable, kind, and incredibly helpful. If you need a mortgage, go with Save On Lending, you won't be disappointed!
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Taylor Babbie
3 months ago
I saved thousands because of Eziks experience. The process was effortless. I recommend save on lending to my family and friends
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Denise Rodnick
4 months ago
Save on Lending and Ricky Hadid did a fantastic job helping me refinance my home! Shopped around with several other lenders and they were hands down the best. They beat all other rates and closing costs! Always available to answer questions and concerns. Very professional! I highly recommend and return if I ever need to refinance again or a new mortgage. Thank you !
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Michael Schepansky
4 months ago
Ezik was the best mortgage broker I could have asked for. He secured us a mortgage and got us to close a for sale by owner house with no real estate agents in 2 weeks start to finish! He was also able to answer all of my calls & explain where we were at in the process & what the next steps were. If you’re looking for a mortgage go with Ezik and Rick at Save On Lending!!
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Matthew Rayis
4 months ago
We recently refinanced our home with the help of Save On Lending, and we couldn't be happier with the experience. Ricky and Ezik were both incredibly efficient, honest, and provided exceptional service throughout the entire process. Their professionalism and dedication made refinancing our home smooth and stress-free. We highly recommend Save On Lending for anyone looking for a trustworthy and reliable lending service.
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Nora Zoma
4 months ago
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