Buy a Home
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Refinance
Apply HereAbout Save On Lending
Welcome to Save On Lending, where your mortgage journey is more than a transaction - it's a partnership built on care, transparency, and community.
We don't just secure mortgages; we empower you to save and succeed. With complimentary consulting and financial planning services tailored to your home loan needs, we ensure you make informed decisions for your future.
Beyond that, we're committed to giving back to the community we serve because your success is our success. We see our clients as family, not just customers. From your first consultation to long after you've settled into your dream home, we're here for you every step of the way.
Join the Save On Lending family and experience the difference genuine care, transparency, and community involvement can make in your mortgage journey. Let's build your future together.
Meet the Team
Ricky Hadid, CEO & Co-Founder
NMLS #1178081
Ezik Danial, President & Co-Founder
NMLS #1177787
Meet Ricky Hadid, our Co-Founder and CEO, and Ezik Danial, our President and Co-Founder - the warm-hearted architects behind our mortgage team, boasting a rich 20-year collective experience in the industry. Their passion lies in assisting clients with personalized care every step of the way, navigating challenges and achieving homeownership goals. Ricky and Ezik are not just mortgage experts; they're seasoned problem solvers who have helped thousands of families overcome hurdles. Together, they've closed over $1 billion in volume throughout their illustrious careers, making a tangible impact with their dedication and expertise. Trust their unwavering commitment and genuine concern for your financial well-being as they welcome you into their mortgage family, where your needs are their priority.
Loan Options
Conventional
10-30 Year Fix, 1%-3% down First Time Home Buyer, Home Ready, Home Possible, Borrow Smart, High Balance, ARMS 5, 7, & 10 Year, Temporary Rate Buy-Downs, and Limited Review Condo.
FHA and VA
15-30 Year Fix and StreamLine.
JUMBO
15-30 Year Fix, ARMS: 5, 7, & 10 Year, Interest Only 30 Year Fix.
NON QM SOLUTIONS
No Income - Investor Loan DSCR (Debt Service Coverage Ratio), Bank Statement Loans, and One-Time Close New Construction Loans.
HOME EQUITY LINE OF CREDIT
Piggyback and Standard.
Reviews
Ezik just helped me close on an investment property, and he made the entire process smooth and stress-free. Even when the lender needed a few items resolved, he quickly found solutions to keep everything on track and ensured we closed on time. He was professional, responsive, and easy to work with. I’ll definitely be using him for future investment deals. Highly recommend!
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Sargoon’s Hunts
21 days ago
My brother and I just bought our first home, and working with Ezik at Save On Lending made the entire process incredibly smooth. As first-time buyers, we had a lot of questions, but Ezik guided us every step of the way from pre-approval to closing with patience, clarity, and expert knowledge. He made what could have been a stressful process feel easy, and we were even clear to close in just 5 days after signing the contract. I highly recommend Ezik, especially for first-time buyers. He truly goes above and beyond.
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ZAYA- -BOKA
21 days ago
We had the pleasure of working with Ezik and the Save On Lending team in getting the mortgage for our new home. Ezik made the entire process as seamless and easy as anyone could imagine! He was readily available if and when I had any questions. He was very knowledgeable about the entire process and was an invaluable resource throughout our search for our new home. He made sure to get us the best rate too! I couldn't recommend him and Save On Lending enough!!
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Joe Messieha
1 month ago
AMAZING company!! Every step of the way was explained thoroughly and any issues that came about with the refinancing of my house were delt with quickly. I cannot be happier that I used Save on Lending. HIGHLY recommend!
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Lisa
1 month ago
Working with Save On Lending was such a great experience! Ezik made the home loan process simple and straightforward, and I always felt like I was in good hands. The communication was excellent—he kept us updated every step of the way and was quick to answer any questions I had. I really appreciated their professionalism and attention to detail. Thanks to their help, I was able to close on my new home without any stress. I highly recommend them to anyone looking for reliable and friendly mortgage support!
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Bella Dalou
2 months ago
Ezik made the whole process very smooth and explained every step of the way. Great to work with!
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Alex Phillips
2 months ago
Ezak went out of his way to get everything taken care of. I greatly appreciate all that he did for me Shelley
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shelley liebowitz
4 months ago
Fantastic communicator and easy to get a hold off. Extremely responsive and professional. I would definitely recommend. Everything was explained well and simple to follow.
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Mirvet Danial
5 months ago
Ricky and Ezik with Save On Lending were amazing! This was my third home purchase and it couldn’t have gone any smoother. From the pre approval, to underwriting, and closing they were there every step of the way. We even closed ahead of schedule. I couldn’t have been happier. They definitely know how to take great care of their clients. I highly recommend Save On Lending, they definitely know how to get the job done.
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Justin Milsk
7 months ago
Contact Us Today
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