Save on lending
Real estate agent house represented by model;with background woman agent business.Real estate value concept.

Buy a Home

Apply Here
Real estate agent house represented by model;with background woman agent business.Real estate value concept.

Refinance

Apply Here

About Save On Lending

Welcome to Save On Lending, where your mortgage journey is more than a transaction - it's a partnership built on care, transparency, and community.

We don't just secure mortgages; we empower you to save and succeed. With complimentary consulting and financial planning services tailored to your home loan needs, we ensure you make informed decisions for your future.

Beyond that, we're committed to giving back to the community we serve because your success is our success. We see our clients as family, not just customers. From your first consultation to long after you've settled into your dream home, we're here for you every step of the way.

Join the Save On Lending family and experience the difference genuine care, transparency, and community involvement can make in your mortgage journey. Let's build your future together.

Meet the Team

Ricky Hadid, CEO & Co-Founder

Ricky Hadid, CEO & Co-Founder

NMLS #1178081

Ezik Danial, President & Co-Founder

Ezik Danial, President & Co-Founder

NMLS #1177787

Meet Ricky Hadid, our Co-Founder and CEO, and Ezik Danial, our President and Co-Founder - the warm-hearted architects behind our mortgage team, boasting a rich 20-year collective experience in the industry. Their passion lies in assisting clients with personalized care every step of the way, navigating challenges and achieving homeownership goals. Ricky and Ezik are not just mortgage experts; they're seasoned problem solvers who have helped thousands of families overcome hurdles. Together, they've closed over $1 billion in volume throughout their illustrious careers, making a tangible impact with their dedication and expertise. Trust their unwavering commitment and genuine concern for your financial well-being as they welcome you into their mortgage family, where your needs are their priority.

Loan Options

Model house with your deposit money.Real estate and mortgage investment concept.

Conventional

10-30 Year Fix,  1%-3% down First Time Home Buyer,   Home Ready,  Home Possible,  Borrow Smart,   High Balance,   ARMS 5, 7, & 10 Year,  Temporary Rate Buy-Downs, and Limited Review Condo.

Model house with your deposit money.Real estate and mortgage investment concept.

FHA and VA

15-30 Year Fix and StreamLine.

Model house with your deposit money.Real estate and mortgage investment concept.

JUMBO

15-30 Year Fix,  ARMS: 5, 7, & 10 Year, Interest Only 30 Year Fix.

Model house with your deposit money.Real estate and mortgage investment concept.

NON QM SOLUTIONS

No Income - Investor Loan DSCR (Debt Service Coverage Ratio),  Bank Statement Loans,  and One-Time Close New Construction Loans.

Deposit money with model house.Real estate and mortgage investment concept.

HOME EQUITY LINE OF CREDIT

Piggyback and Standard.

@SaveOnLending

No Loan Officers were hurt In the making of this video😆 But for real, paying off your mortgage brings peace of mind and financial freedom! Consider making extra payments, refinancing for a lower rate, or using windfalls to reduce your principal. Your future self will thank you! Reach out to us for more tips and ways to help you accomplish this goal. #mortagebroker #loanofficer #savings #debtfreeAt Save on Lending, you’re not just another number. With over 20 years of combined experience, we are your local Michigan mortgage experts. As a two-man team, we personally handle your loan from start to finish, passing on the savings to you. We don’t cold call or buy leads—all our clients come from referrals, so you know you’re in trusted hands. #mortgagebrokers #loanofficer #homeloans💡 Free & easy tip to boost your credit score! 📈💳 Check out Experian Boost to add your utility bills & more to your credit score! Link in the bio! 🔗✨ #CreditScore #FinanceTips #ExperianBoost #HomeBuying #Refinance #CreditImprovement #BoostYourCredit.  https://www.experian.com/consumer-products/score-boost.htmlTrying to get qualifying documents from clients be like 🙃😂 “okay but like Why🤨?!?” Yes, when qualifying for a home loan, you’ll need to provide your income documents! 🏡📑 This includes paystubs, W-2s, tax returns, bank statements, and any other documents your loan officer requests. #mortgagebroker #homeloans.Negotiating on a purchase? Opting for seller concessions over a price reduction can be a game-changer! It helps cover closing costs and upfront expenses, letting you keep more cash for moving and personalizing your new home. #mortgagebroker #homeloansIt’s not that deep, I promise 😂 but for real do you need a Mortgage?!? #mortgagebroker #comedy #loanofficer

Reviews

Ricky Hadid was great to work with. He was very informative, kind, and knowledgeable on helping me with my loan.

Read more
muktar alkablany

muktar alkablany

1 month ago

Ezik with Save on Lending went above and beyond to help us through the refinancing process. He answered any question we had and made sure the whole process went smoothly from start to finish. He wasn’t pushy like most lenders I’ve encountered- he gave us the facts and gave us space to make a decision. I could not recommend their team enough!

Read more
jacob rayis

jacob rayis

1 month ago

You guys were great, always on top of your job and the client came first. both me and my wife will recommend your lending company to all our friends. Also my real estate broker was very impressed with you guys he will also recommend you to his clients.

Read more
Mike Sokana

Mike Sokana

1 month ago

Ezik was so helpful he guided me through each step to be able to purchase my dream home.

Read more
C CRAWFORDENT

C CRAWFORDENT

2 months ago

It was an amazing experience working with Ezik as my loan officer, I will 100% work with Save On Lending again in the future and be recommending them to the people around me. They were always extremely fast to respond and addressed all of my concerns and needs quickly. I felt they cared a lot about getting me into my new home. They treated me like family and I’ll definitely be in touch with them for future endeavors! A1!!!

Read more
Andrew Rayis

Andrew Rayis

3 months ago

I recently had a fantastic experience with Save on Lending, and I can't recommend them enough. Ezik was incredibly helpful throughout the entire process, patiently walking me through each step and answering all of my many questions with great professionalism. His expertise and dedication made a potentially stressful process much smoother. I truly appreciate his support and the excellent service provided by Save on Lending. If you're looking for a knowledgeable and patient team to assist with your lending needs, this is definitely the place to go. PS. You rock my socks

Read more
Mark William

Mark William

3 months ago

Excellent and personable service. Extremely responsive and efficient! They had me ready to close in no time! Highly recommend.

Read more
Andrew Bishay

Andrew Bishay

3 months ago

We had an amazing experience with Save On Lending, thanks to Ezik. He got us a loan and into closing in just two weeks! Ezik was always reachable, kind, and incredibly helpful. If you need a mortgage, go with Save On Lending, you won't be disappointed!

Read more
Taylor Babbie

Taylor Babbie

4 months ago

I saved thousands because of Eziks experience. The process was effortless. I recommend save on lending to my family and friends

Read more
Denise Rodnick

Denise Rodnick

5 months ago

Contact Us Today

Fill out the form below to get in touch with us. We are here to answer any questions you may have and help you with your mortgage needs.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
This website uses cookies